If you are interested in applying for financing on any of our products, please click on the appropriate Financing Option below to get started, or just give us a call to discuss the best option for you. Approvals are normally same day and usually don't require much documentation, if any, and we can almost always get you approved while you shop.
If you have any questions or concerns regarding Loan Options, Consumer / Business / Commercial Leasing, Same-As-Cash, Rent-To-Own, the application process, tax benefits, etc. just call or stop in.
We have over 70+ Lenders, so we have a solution for just about any credit situation and preference of payment. Perfect Credit and want to take advantage of 0%/Low APRs? Don't want this Financing to show on your personal Credit Report? Bad Credit? Limited Credit? No Credit? Divorce? Bankruptcy? Want to take advantage of Business Tax Savings and Write-Offs? Need deferred payments or seasonal payments for your Business or Farm? No Money Down,... we have you covered. A1 Power Equipment has a Full Spectrum of Lenders to help you get what you need - Today!
At A1 Power Equipment, you can finance your entire order and pay for it a little at a time!
Need some New Power Equipment, but don't have the cash-on-hand to pay for it today? Get 0% Financing and spread your payments out over time. Or Lease your equipment and take advantage of substantial Tax Advantages, trade every 2 or 3 years and always be under Warranty. Or take up to 18 Months to Pay with Same-As-Cash. We even offer a Rent-To-Own option. Whatever your Equipment Financing you need, A1 Power Equipment has the solution. We have 70+ Lenders available to help you get what you need - Today!
We have more options to choose from, so no matter what you're looking to get, we've got you covered. We'll not only save you money on the price of your Equipment, but we'll save you money on the Financing of your Equipment, as well. Let us help you determine which option works best for you and get the Equipment you need - TODAY! It's that easy.
Ready to Get Started? Go To Credit Application Secure A1 Power Credit Application - LOANS
Make Sure to Ask Us About the NEW EVERY 2 Program
an exclusive Offered by A1 Power Equipment
With the A1 New Every 2 Commercial Program
? You Get New Equipment Every 2 Years
? Equipment is Always Under Warranty
? Always have the Newest, Most Efficient Equipment
? Easy One Page Application ? Low Monthly Payments
? MORE OPTIONS! Turn in the Equipment or Purchase at Lease End
Leasing Equipment Compared with Loans/Credit Lines and Cash
Profits Are Generated From Use, Not Ownership
Your equipment generates income by using it, not by owning it.
Initial Cash Outlay Is Lower
Leasing typically requires a security deposit equal to two monthly payments. Lending institutions can require as much as a 20% down payment.
Equipment Leasing Conserves Capital
Retain cash reserves for more profitable uses such as invoice discounts, advertising, new employees, or additional production needs.
Leases, when properly structured, can become 100% tax deductible expenses. Lease payments are paid with pre tax dollars and ultimately lower your taxable income. Lower taxable income means lower income taxes! (*Always consult a qualified tax consultant). Are you considering whether or not to purchase or lease equipment in the current tax year? This Section 179 Deduction Calculator for 2018 may very well help in your decision, as Section 179 will save your company a lot of money (the deduction is at a robust $1,000,000, and will stay there for the entirety of 2018).
Leasing Protects Against Inflation
Payments are set at the dollar's current value, therefore if inflation rises from 8% to 15%, your payments remain constant, avoiding any interest rate increases typically found in lines of credit or loans with variable rates.
Future Expenses Are Easier to Forecast
Again, lease payments remain constant so cost projections for the future are easily computed. You can easily measure the income new equipment will produce against fixed lease payments.
Easier to Replace Equipment
Since the equipment is expensed over a specific period of time, it becomes easier to replace it before obsolescence.
Quick Response Time
Typically a Lender can review an application in under 30 minutes. However, larger amounts may require additional financial statements to be reviewed. Many times, we can have lease documents ready the same day!
Early Payoff Options
Most Lenders allow early payoffs without penalty, provided the account is maintained in good standing.
Is Leasing Right For Me?
Leasing is Flexible
Companies have different needs, different cash flow patterns, different – sometimes irregular – streams of income. For example, start-up companies typically are characterized by little cash and limited debt lines. Mature companies might have other needs: to keep debt lines free, to comply with debt covenants, and to avoid committing to equipment that may quickly become obsolete. Therefore, your business conditions – cash flow, specific equipment needs, and tax situation – may help define the terms of your lease. Whatever your situation, we can help tailor a leasing program that is right for you.
How Do I Get Started?
For most transactions, we require only a one page application. Larger transactions may require a company balance sheet and income statement or personal financial statement and tax returns.
To fill out our secure application right now, apply here Secure A1 Power Credit Application - LEASING