Financing Options


A1 Can Get You 0% Financing for Up To 48 Months on Almost Everything!

Need some New Power Equipment, but don't have the cash-on-hand to pay for it today? Get 0% Financing and spread your payments out over time. Or Lease your equipment and take advantage of substantial Tax Advantages, trade every 2 or 3 years and always be under Warranty. Or take up to 18 Months to Pay with Same-As-Cash. We even offer a Rent-To-Own option. Whatever your Equipment Financing you need, A1 Power Equipment has the solution. We have 70+ Lenders available to help you get what you need - Today!

If you are interested in applying for financing on any of our products, please click on the appropriate Financing Option below to get started, or just give us a call to discuss the best option for you. Approvals are normally same day and usually don't require much documentation, if any, and we can almost always get you approved while you shop. 

If you have any questions or concerns regarding Loan Options, Consumer / Business / Commercial Leasing, Same-As-Cash, Rent-To-Own, the application process, tax benefits, etc. just call or stop in. 

Want to take advantage of 0%? Don't want this Financing to show on your personal Credit Report? Bad Credit? Limited Credit? No Credit? Divorce? Bankruptcy? Want to take advantage of Business Tax Savings and Write-Offs? Need deferred payments or seasonal payments for your Business or Farm? No Money Down,... we have you covered. A1 Power Equipment has a Full Spectrum of Lenders to help you get what you need - Today! 


At A1 Power Equipment, you can finance your entire order and pay for it a little at a time!

We have more options to choose from, so no matter what you're looking to get, we've got you covered. We'll not only save you money on the price of your Equipment, but we'll save you money on the Financing of your Equipment, as well. Let us help you determine which option works best for you and get the Equipment you need - TODAY! It's that easy. 

Take a look at some of the Financing Options A1 Power Equipment has available, decide which option makes the most sense for you, and just click on the link to Apply Online: We know, with Options, come Questions, so if you have any questions at all, please give us a call at (812) 858-9888.

LOANS & 0%Loan

Need a new trailer or some new power equipment, but don't have the cash-on-hand to pay for it today? Or you simply want to keep your money in the bank and take advantage of the 0% and Low APR's available? 

At A1 Power Equipment, you can finance your entire order and pay for it a little at a time. We have Loans available for almost every credit and income situation. Business or Consumer. Monthly, Seasonal, or Deferred payments. Whatever your Financing Needs are, we have the Solution.

To Apply for LOAN PROGRAMS and 0% FINANCING - Click Here -> Secure A1 Power Credit Application - LOANS & 0%



Why Lease?

Profits Are Generated From Use, Not Ownership

Your equipment generates income by using it, not by owning it.

Initial Cash Outlay Is Lower

Leasing typically requires a security deposit equal to two monthly payments. Lending institutions can require as much as a 20% down payment.

Equipment Leasing Conserves Capital

Retain cash reserves for more profitable uses such as invoice discounts, advertising, new employees, or additional production needs.

Tax Benefits*

Leases, when properly structured, can become 100% tax deductible expenses. Lease payments are paid with pre tax dollars and ultimately lower your taxable income. Lower taxable income means lower income taxes! (*Always consult a qualified tax consultant). Are you considering whether or not to purchase or lease equipment in the current tax year? This Section 179 Deduction Calculator for 2018 may very well help in your decision, as Section 179 will save your company a lot of money (the deduction is at a robust $1,000,000, and will stay there for the entirety of 2018).

Leasing Protects Against Inflation

Payments are set at the dollar's current value, therefore if inflation rises from 8% to 15%, your payments remain constant, avoiding any interest rate increases typically found in lines of credit or loans with variable rates.

Future Expenses Are Easier to Forecast

Again, lease payments remain constant so cost projections for the future are easily computed. You can easily measure the income new equipment will produce against fixed lease payments.

Easier to Replace Equipment

Since the equipment is expensed over a specific period of time, it becomes easier to replace it before obsolescence.

Quick Response Time

Typically a Lender can review an application in under 30 minutes. However, larger amounts may require additional financial statements to be reviewed. Many times, we can have lease documents ready the same day!

Early Payoff Options

Most Lenders allow early payoffs without penalty, provided the account is maintained in good standing.

Don't worry, Lease Applications are straightforward and simple and don't normally require much paperwork. To prepare yourself for what you may need to apply for a Lease, give us a call (812) 858-9888. The basics are Listed below.

  • Company Name
  • Federal Tax ID #
  • Years in Business
  • Business Assumed Name (dba) if different
  • Business Type - Corporation/LLC Partnership/LLP Sole Proprietor/Assumed Name Other
  • Business Address - Street Address    City  State   Zip Code
  • INSURANCE INFORMATION (Lessee is normally required to provide insurance for the lease)
  • PAST FINANCIAL DIFFICULTY? Past Judgement/Past Bankruptcy/Past Repossession/Past Is Clean



Click Here -> Secure A1 Power Credit Application - LEASE

Make Sure to Ask Us About the NEW EVERY 2 Program

an exclusive Offered by A1 Power Equipment


With the A1 New Every 2 Commercial Program  

? You Get New Equipment Every 2 Years

? Equipment is Always Under Warranty

? Always have the Newest, Most Efficient Equipment

? Easy One Page Application ? Low Monthly Payments

? MORE OPTIONS! Turn in the Equipment or Purchase at Lease End

Is Leasing Right For Me?


Leasing is Flexible

Companies have different needs, different cash flow patterns, different – sometimes irregular – streams of income. For example, start-up companies typically are characterized by little cash and limited debt lines. Mature companies might have other needs: to keep debt lines free, to comply with debt covenants, and to avoid committing to equipment that may quickly become obsolete. Therefore, your business conditions – cash flow, specific equipment needs, and tax situation – may help define the terms of your lease. Whatever your situation, we can help tailor a leasing program that is right for you.

To Research the Tax Benefits of Leasing and Potential Tax Savings, Click Here -> 

Leasing Equipment Compared with Loans/Credit Lines and Cash



Loan/Credit Line


What will your total costs be for the product and how much will you have to pay at date of purchase?

Low up front cost- either one or two payments. Manageable monthly lease payment. Upgrade option on operating leases. Full ownership on capital leases

Typically up to 10-20% down payment. Bank usually only finances 80% of total cost. Rates typically range from 5 - 18%. Full ownership at end of loan. We do have $0 Down & 0% options available

Total due. Paying for product with after tax dollars

What are your payment structure options?

1 - 5 yr lease terms available. Buyout options: $1 or 10-40%. Ability to structure as operating or capital lease

Banks may restrict to shorter terms. 24-48 months is typical, up to 72 months available on certain products

Total due. Paying for product with after tax dollars

How will it affect your cash flow & credit availability?

Low up front cost- keeps working capital for business. Only if guaranteed - lease will show up on credit report

Large down payment often due. Listed as revolving debt on credit report

Cash flow may be depleted by large up front payment

What are the tax advantages?

100% write-off when structured as operating lease

Can only write off interest portion of loan. Principal is depreciated

Paying with after tax dollars

What about the concern of obsolescence?

Upgrades and add-ons can be built into lease agreement to avoid obsolescence

You own the equipment at the end of payment regardless if it has become outdated

You own the equipment at the end of payment regardless if it has become outdated

Overall comparison

Low up front cost, retain capital strength, upgrade options, quick application process (no financials needed), asset management

Company should keep their credit line available for emergencies - not equipment purchases. Difficult to set credit line up and once it is gone - its gone

Not the best option - want to keep as much money for working capital as possible

How Do I Get Started?

For most transactions, we require only a one page application. Larger transactions may require a company balance sheet and income statement or personal financial statement and tax returns.

To fill out our secure application right now, apply here Secure A1 Power Credit Application - LEASING

If you have any questions at all, please give us a call at (812) 858-9888.